New Delhi: The Employees’ Provident Fund Organisation (EPFO) has started the process of crediting interest to provident fund (PF) accounts. It may be noted that the government has recently approved and notified an interest of 8.65 per cent for employees provident fund (EPF) for the financial year 2018-19.
The employee and the employer contribute an equal amount (12 per cent) towards savings every month and this amount can be availed upon retirement or after switching jobs. However, the EPFO has a facility of premature withdrawal with which a definitive proportion from PF balance can be withdrawn.
An individual is allowed to withdraw a partial amount from the provident fund account before the completion of maturity, except for the case of unemployment. Also, the subscribers are eligible to withdraw their PF balance in case of marriage of children, education of children, repayment of home loans, renovation of home, purchase of land, etc. There are four ways to check EPF account balance- EPFO portal, UMANG app, missed call and SMS service.
Here’s how to check EPF balance via EPFO website-
STEP 1 Visit EPFO site
Go to the EPFO site- https://passbook.epfindia.gov.in/MemberPassBook/Login, and log in with your UAN and password.
STEP 2 View passbook
Now in the next step, click on ‘View Passbook’. Here you can see the details of all deposits and withdrawals in your account.
STEP 3 Download passbook
You can even download the passbook to check all the transaction from your account
Check EPF balance via Missed Call
STEP 1 Check UAN-KYC integration
If your UAN (Universal Account Number) is integrated with your KYC (Know your customer) details proceed to give a missed call to the given toll-free number.
STEP 2 Give a missed call
If your UAN is integrated with your KYC details, give a missed call on the toll-free number- 011-22901406
STEP 3 Check PF details
After giving a missed call, you will receive an SMS on your registered mobile number, which will contain all your PF account details.
Check EPF balance via SMS
STEP 1 Check UAN-KYC integration
If your UAN is integrated with your KYC details, you can send a text message to get your PF balance details.
STEP 2 Keep your text in this format
Type your text in format: EPFOHO UAN ENG. Here the last three letters determine the language of preference which one can change according to need. For example, ENG for English, HIN for Hindi, MAR for Marathi, TAM for the Tamil language, etc
STEP 3 SMS the text
Send the SMS on the number 7738299899. You will receive your PF balance details in the SMS
Source:-timesnownews
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